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Archive for Adoption financing

The Best of This Blog: Top 10 Posts from 2018

You CAN afford adoption with a LightStream adoption loan!With today being the final day of 2018, we thought that it’d be the perfect time to take a look back at the blog posts and topics our readers loved most this year.
 
Looking back on 2018, we covered a range of adoption topics here at Lifetime Adoption Agency Florida’s blog, ranging from how to handle your adoption hospital experience and how your loved ones can support your adoption, to twin adoptions and how to get an adoption loan. So, without further ado, here are our Top 10 blog posts of 2018. We hope you’ll enjoy seeing them again…or enjoy them for the first time!
 

#10: How to Afford Adoption with a LightStream Adoption Loan

In our #10 blog post, we shared about how a LightStream adoption loan can be used to finance any part of your adoption process. At Lifetime, we don’t want a lack of finances to stand in the way of you being able to adopt!
 
Let's end hurtful stereotypes about birth parents

#9: 5 Stereotypes About Birth Parents that Need to Be Stopped Now

There seems to be plenty of stereotypes about birth parents: that they’re addicted to drugs, that birth fathers don’t care, or that birth mothers are women who don’t want children. Actually, one thing birth parents have in common is the desire to provide their child with the best life they can. In our #9 blog post, we shared five of the most common stereotypes about birth parents, so that we might put an end to them!
 

#8: Get 6 Tips on How to Support Your Loved One’s Adoption

This blog post is for your friends and family, to help them better understand how adoption works today. If they want to participate in your adoption experience, the info in this blog post can help serve as a starting point for meaningful conversations about how your adoption will affect everyone.
 

#7: “I need someone to adopt my baby”

“I just found out I’m pregnant, and my boyfriend literally disappeared…I have no idea how I’m going to raise a baby. How do I adopt out my baby?” asks one woman who contacted us. Lifetime lays out the details that go into making an adoption plan, so your pregnancy and placement can be as simple as possible.
 
Learn about our adoption agency in Florida's available adoption opportunities!

#6: Adoption Opportunities at Our Adoption Agency in Florida

When you’re thinking about adoption to grow your family, it’s normal to wonder about the babies available for adoption. In the adoption world, you may hear terms like “adoption opportunities” and “adoption situations.” These are birth mothers seeking adoptive families for their baby. In our #6 post, we shared how to find out if our adoption agency would be a good fit for your family!
 

#5: Why Did They Adopt, But Not Us?

There are many sides to the adoption journey when you’re eagerly waiting to be chosen by a birth mother. Some adoptive couples struggle with feelings of jealousy, wondering, “Why did they adopt, but not us?” In this post, we helped to reveal the truth behind the adoption wait!
 
A birth mother kisses her baby

#4: What NOT To Do at the Hospital

Many adoptive families are blessed to get invited to the birth of their baby. We shared some general guidelines about the adoption hospital experience because there’s a big difference between adoptive parents that mean well and those who act entitled. Discover 4 things adoptive couples should avoid doing at the hospital!
 

#3: 3 Common Fears About Choosing Adoption for Your Baby

If you’re thinking about adoption for your baby, it’s totally normal to have some fears, especially at the beginning of the adoption journey. Here, Lifetime shared about three common fears that women have about choosing adoption, and how to address them.
 

#2: Is it Possible to Adopt Twins?

Many hopeful adoptive couples ask, “is it possible to adopt twins?” This year, Lifetime adoptive couple Keith and Thirza from Florida adopted newborn twin girls! In our second most popular blog post of 2018, Lifetime shared about their journey to adopting twins. If you’re in the middle of your adoption wait, hearing stories like Keith and Thirza’s will give you inspiration and hope!
 

#1: Financially Stable Adoptive Couple for My Baby

Lifetime works with hopeful adoptive parents of a variety of races and backgrounds from all across the US. Each adoptive couple has different occupations, educations, religions, and interests, so you have a variety of to choose from. Maybe you’re thinking, “I’d like to find a financially stable adoptive couple for my baby”. In our most popular blog post of 2018, we wrote about Dave and Meghann, an active, financially stable couple in Florida!

How to Afford Adoption with a LightStream Adoption Loan

You CAN afford adoption with a LightStream adoption loan!All lending services are provided by LightStream, a division of SunTrust Bank, and we may be compensated by LightStream through links on this site.

At the Lifetime adoption agency in Florida, we don’t want a lack of finances to stand in the way of you being able to adopt. The cost to adopt can be an obstacle for many people. Fortunately, there is a unique adoption loan available to help families pay the fees connected to adopting.

A LightStream adoption loan makes it possible for you to expand or begin your family through adoption. You don’t need to be working with our adoption agency in Florida to apply for LightStream’s loan. Any hopeful adoptive family can take advantage of this financial assistance.

You’re able to use LightStream’s loan to pay for anything relating to your adoption process. For example, you might use it to pay adoption professionals, for adoption travel, to cover the costs to print adoption profiles, or even furnishing your future baby’s nursery.

LightStream’s loan creates an affordable answer for those hoping to adopt. Here’s some info about LightStream’s Adoption Loan:

  • Loan amounts begin at $5,000
  • You’re able to get a loan for up to $100,000
  • Low fixed rates
  • This is an unsecured loan (meaning, you don’t need to put up your house or another valuable asset as collateral)
  • The loan process is simple and completely online, from your application to funding
  • Flexible terms
  • No late fees
  • No loan origination fee
  • If you pay off your loan early, LightStream will not charge you any additional fees

Visit LightStream.com/Lifetime-Adoption to apply for a LightStream Adoption Loan.

So that you get a low-interest rate, LightStream has a “rate beat” program. They will beat an interest rate (APR) from any other lender by .10 percentage points. The other lender’s rate needs to meet the terms and conditions as described here. Wondering about their “rate beat” program and what makes LightStream different from other lenders? Check out this short video.

Here what others have said about LightStream’s Adoption Loan:

“They have an unbelievable interest rate! We applied and were approved within 24 hours.”

“We got approved for our adoption loan with LightStream today, and the funds should be in our account by tomorrow!”

“The loan we received through LightStream was fantastic. Best experience I’ve ever had. Fast, quick, easy. I couldn’t say enough or tell enough people about it. I was amazed how simple it was.”

To get more information and apply, visit LightStream.com.

How to Research Adoption Benefits

learn how you can afford to adopt a baby!The #1 reason couples aren’t able to adopt is that they can’t afford it. The reality is, there are tons of adoption benefits out there, you just need to know where to look! Today, we’re sharing how to get access to the adoption benefits your employer, insurance, or church offers.

If you’re on a budget, you might be surprised at the cost of domestic infant adoption. The good news is that there are many adoption loans and financing alternatives that you can take advantage of. It IS possible for you to afford to adopt a baby!

Below, we share how you can research any adoption benefits that are available through organizations you’re affiliated with, like your employer, insurance, or church.

Adoption Benefits Through Your Insurance Provider

Asking your insurance provider about your adoption might seem strange to you. But, an insurance organization called MediShare grants its members $4,600 to use on an adoption!

Hopeful adoptive couples are supported by MediShare; the company helps to defray their adoption fees. Members of MediShare can share in adoption costs up to $4,600 per adoption. For two separate adoptions, the max amount goes up to $9,200. You can learn more at MyChristianCare.org.

Adoption Benefits Through Your Employer

Nowadays, more and more companies are offering their employees a reimbursement to help out with adoption costs, as well as paid leave. To find out whether your employer allows adoption benefits, just ask your Human Resource Department.

If you find that they don’t provide adoption benefits, you might help them start such a program by contacting the Dave Thomas Foundation. This non-profit offers information to employers through their Adoption-Friendly Workplace program. This program’s purpose is to make adoption affordable for every hopeful adoptive parent who’s employed. For details, visit AdoptionFriendlyWorkplace.org or give them a call at 1-800-275-3832.

Adoption Benefits for Members of the Military

If you’re a member of the military, you have adoption financing resources that aren’t available anywhere else. Active-duty military couples qualify for up to $2,000 per child in adoption benefits. The benefit increases to $5,000 if you’re adopting a sibling group. Get the details at MilitaryFamily.org.